The framework

The standard is yours. The comparison is ours.

Define what good claims handling looks like as topics, questions and scoring criteria. Use the template that fits each review, then compare results across audit periods, organizations and review types.

Set the template. Then review.

Each template holds your topics, questions and scoring method. Start from ours or build your own.

Template→
  • Carrier GL Standard v3
  • WC TPA Oversight
  • Reserve Adequacy
Topics→
  • Reserving
  • Liability & causation
  • Regulatory compliance
  • + 10 more
Questions→
  • Initial reserve within 30 days of first notice?
  • Rationale documented at each change?
  • Reflects current exposure?
Scoring method
  • Meets
  • Needs improvement
  • Does not meet
  • Not applicable
Reviewing Reserving, question 1 of 3

Any review, built your way.

A whole program or a single issue, one line of business or all of them, a file audit or the organization itself. You set the review up; the platform runs it.

A review you might set up

A reserve adequacy review of workers’ comp claims handled by a TPA, run AI-led.

You define the review and write its criteria. The platform runs it, whatever it covers.

What your reviews can cover
Focus
Full claim handlingReserve adequacyCoverage assessmentLitigation managementLarge lossSubrogation and recoveryRegulatory complianceTreaty obligationsOperational reviewDue diligence
Line of business
Workers’ compGeneral liabilityAutoPropertyProfessional linesEvery line
Handled by
A TPAAn MGAA cedantYour own teamPanel counselAn acquisition target
Run as
Reviewer-ledAI-ledDeterministic rulesLoss-run assessmentBordereaux screening
Scored on its own terms.

Each review keeps its own criteria and scoring. Results roll up to topic and overall scores, so you can track them across audit periods and organizations, even when the frameworks differ.

The AI knows what to look for.

An AI review starts from your guidelines, or best practice. It reads every note against them, flags what falls short and backs each finding with the notes themselves.

What to look for

Settlement authority obtained and documented before any offer.

From your guidelines, or best practice where you don’t have one

AI finding

No authority on file, yet an offer figure is already in play.

Does not meet · 77% confidence

Flag
High

Get authority on file before the next offer.

Evidence
“Plan of action updated. Offer references a $50,000 figure; no management approval in file.”

Claim note, quoted word for word

Every finding rolls up into the topic score, so any score can be traced back to the note behind it.

Same framework, next audit.

Every topic lines up against the last review, so you see what improved and what slipped.

TPA A · Topic
Q1 2026
Q3 2026
Change
First notice
88%
92%
+4
Reserving
85%
62%
-23
Litigation
72%
81%
+9
Documentation
83%
61%
-22
Illustrative data

Bring your own standard. We’ll show you how it runs.